About

Michael Frederick Cardoza is a lawyer based in San Francisco, California, with a background in the Marine Corps and extensive experience in debt buying and collections. He founded The Cardoza Law Corporation to help consumers fight back against illegal debt collectors, credit reporting agencies, and businesses that take advantage of them. I grew up in the San Francisco Bay Area and later joined the Marine Corps before pursuing a career in law. Following my time as a trial attorney, I transitioned to the debt buying and collections industry on the East Coast, where I spent 7 years acquiring and collecting debts. I even managed a law office that focused solely on collecting consumer debt, giving me valuable insight into the tactics used by debt collectors. The Cardoza Law Corporation was established with the mission of advocating for consumers and ensuring they receive fair treatment from unscrupulous debt collectors, credit agencies, and businesses engaging in deceptive practices. You have rights as a consumer, and I am here to help you assert them. Through a free evaluation, I can determine if you have a case worth pursuing, with no upfront costs to you. Many individuals feel ashamed or guilty about their financial struggles, but it's important to remember that illegal debt collection is a common occurrence. You may be a victim without even realizing it. By seeking legal representation from The Cardoza Law Corporation, you can hold these entities accountable for their actions and seek the justice you deserve. Clients of The Cardoza Law Corporation may choose to cover costs and fees through various arrangements, including hourly rates, flat fees, or contingency agreements. It's essential to note that the information provided on this website is not a substitute for legal advice, nor does it guarantee specific outcomes in legal matters. Visiting our site does not establish an attorney-client relationship unless a formal agreement is reached. In conclusion, Michael Frederick Cardoza is dedicated to empowering consumers and fighting against unlawful practices in the financial industry. If you believe you are being targeted by illegal debt collectors or facing unfair treatment from credit agencies, don't hesitate to reach out for assistance. Your rights matter, and we are here to protect them.

Legal Issues

• Military Consumer Protection
• Credit Reporting Disputes
• Debt Collection Harassment

Certificates

No Certifications

Languages

Accepted Jurisdictions

Experience

Education

Associations

Costs

• Free Consultancy Service
• Payment With Credit Card
• Conditional Fees

Location