About

Gary Ray Fraley is a California State Bar Board CERTIFIED Bankruptcy Law Specialist with over forty years of enjoy helping clients solve their debt troubles. He offers unfastened consultations and reasonable fees based totally for your unique state of affairs. Discounts are available for Military & Veterans, Senior Citizens, the Disabled, and People with Low Income. Gary Ray Fraley is a relatively experienced attorney based totally in Sacramento, California. With a specialization in bankruptcy regulation, he's a California State Bar Board CERTIFIED Bankruptcy Law Specialist, a difference held via most effective about 1% of legal professionals. With over 40 years of experience within the field, Gary Ray Fraley has helped severa clients navigate thru their debt issues. In addition to his giant enjoy, Gary Ray Fraley is also a seasoned educator in financial ruin regulation. He has conducted financial ruin law seminars for lawyers via the National Business Institute and other companies for the beyond 20 years. This demonstrates his deep understanding and information of the problem count. One of the key elements of Gary Ray Fraley's exercise is his commitment to imparting obvious and honest felony offerings to his clients. He gives a Free 1-hour or greater financial ruin attorney session, where clients can get actual, usable records about all their alternatives without any high-pressure income pitch. His charges are affordable and are based on the particular situation of every consumer, with out a hidden charges or terrible surprises. Moreover, Gary Ray Fraley is dedicated to serving various communities and offers reductions to Military & Veterans, Senior Citizens, the Disabled, and People with Low Income. This showcases his compassion and dedication to helping the ones in need. If you are facing debt issues and need prison assistance, Gary Ray Fraley is the attorney to turn to. Don't hesitate to schedule a session with him to discover your options and regain your economic electricity.

Legal Issues

• Violations of the Federal Fair Debt Collection Practices Act / FDCPA
• Violations of the Fair Credit Reporting Act / FCRA
• Debt Negotiation
• Student Loan Law

Certificates

California State Bar Certified Bankruptcy Law Specialist
California State Bar Board of Legal Specialization

Languages

• English

Accepted Jurisdictions

Experience

• has membership
  National Association of Consumer Banrkuptcy Lawyers
  
• has membership
  Sacramento Valley Bankruptcy Forum
  
• has membership
  National Association of Consumer Advocates
  
• has membership
  American Bankruptcy Institute
  2013
• 
  California State Bar Certified Bankruptcy Law Specialist
  2002

Education

Associations

Costs

• Free Consultancy Service
  I give up to a one and a half hour attorney consultation. You get real information about your specific options and answers to all your questions. No high pressure sales tactics. Just honest and complete answers to your questions.
• Payment With Credit Card
  I can only accept DEBIT CARD payments from clients needing bankruptcy services. I can accept CREDIT CARD payments from people who are not going to file bankruptcy and want to pay fees for my clients.
• Retaines and Rates
  Chapter 7 Bankruptcy fees are based on specific factors (on a checklist) that determine the amount of work that will need to be done. Senior Citizen, Disabled and Military (present and Veterans) Discounts are available. Chapter 13 fees may be flat fee or hourly depending on the complexity of the services that will be provided.

Location