About

Learn greater approximately Francis John Gist III, a attorney in Fresno, California, who specializes in Bankruptcy Law. After coaching High School, I had a desire to assist humans in a specific way. I attended law school in Fresno, California, at San Joaquin College of Law, starting in 1989. I married Toni the same 12 months! I completed regulation school in 1992 and started out training Estate Planning and Probate law. However, I quickly determined my ardour for Bankruptcy Law. My spouse and I both have a deep love for people, and we felt that guiding people via Bankruptcy became the course we had been supposed to take. I even have found working in Bankruptcy to be exceptionally profitable. With my teaching background and religion, I am capable of offer touchy and compassionate help to the ones going through difficult instances. Toni plays a vital position in going for walks the office and presenting help to each person who walks via our door. Together, we make a brilliant team. If you are dealing with complicated Bankruptcy problems and want steerage, my two decades of experience can offer you with confidence, perception, and a experience of peace as you navigate through important selections. We offer a generous 1-2 hour free session that will help you understand your alternatives higher.

Legal Issues

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Estate Planning

Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills

Consumer Law

Class Action, Lemon Law

Certificates

No Certifications

Languages

Accepted Jurisdictions

Experience

• Adjunct Professor of Paralegalism
  Fresno City College
  2014

Education

Associations

Costs

• Free Consultancy Service
  I offer at least one hour of free consultation for Bankruptcy and Estate Planning. Sometimes meetings will take longer, and I rarely charge unless we discover that Bankruptcy is not the right way to go and that there is a better way to take care of matters. I often offer free letters for people who do not need to file Bankruptcy. These letters force creditors to stop calling or writing you. In that case, I do not charge for extra time.
• Conditional Fees
  I can only accept contingent fees for Consumer Law. In Chapter 7, once I have been hired, it is necessary for all anticipated fees to be paid before we file your case. That is because you are discharging all your debt incurred before you file, including anything owed to me! I am not allowed to collect after the Bankruptcy has been filed, except in rare circumstances. Chapter 13 is different. I usually ask for 1/2 my fee before we file, plus the filing fee, and then I will be paid the other 1/2 from the money that my client pays to the Chapter 13 Trustee. This makes it a little easier for the client to get their Chapter 13 started.
• Retaines and Rates
  I pay for my clients Credit Reports. Since I want to be sure they get the best credit reports possible, I pay $38 per person for a Three-Agency report. Nearly every Bankruptcy filer has to take a special credit counseling course approved by the government before they can file Bankruptcy. Then they also have to take a Debtor Education course after the case is filed. I highly recommend taking Dave Ramsey s course. My clients pay for their own credit counseling and Debtor Education certificates. They each cost approximately $25 for a single person and $5 more for a married couple. I recommend courses that I have actually taken with clients, so I know they are very good and interesting!

Location